Opening a personal bank account involves a number of advantages. For example, this provides you with the ability to directly deposit your income, pay rent, utility bills, savings and transfer money safely. In general, there are two types of transaction accounts: a current account and a savings account. The current account allows you to issue checks for your expenses and use a debit card for purchases and ATM transactions.

On the other hand, a savings account may not allow the use of checks because it is designed to boost savings by paying interest based on your balance, however, you can open both types or one of them to suit your banking needs.

When looking for bank account options, there are some things that you should consider, such as the availability of branches and their locations, the locations of the bank's ATMs near your home, your workplace, days and hours of service, as well as call center services and electronic and digital services.

Before deciding to open a bank account, the bank representative should inquire about the ability to issue checks, debit card, interest rate on savings accounts, monthly fees, transaction fees, return checks fees, minimum balance requirements, overdraft concessions and the associated cost, cost and ease Money transfer, bank policy on suspending deposited funds, notice of branch requirements for large withdrawals, and foreign currency transactions.

And if the customer decides to open the bank account, he will be required to sign the account agreements, must take the time to understand the obligations, and know the necessary documents and the documents required specifically, and what information these documents must contain, and should also be asked about the limits of withdrawal of the card, and ATMs That can be used, and transaction fees.