• Roads: AP-7 Tarragona-Valencia-Alicante and AP-4 Seville-Cádiz toll roads, free since 2020
  • Energy: The electricity bill will rise in several communities for a tax not applied in 2013
  • Tren.AVLO, Renfe's first low cost AVE will arrive in April

The year 2020 begins with increases in train tickets , toll roads , except for rescued, seals , package shipments and commissions from several banks , while the price of housing and the IBI will again become more expensive. in 1,005 municipalities and 16 provincial capitals, while natural gas will drop by an average of 4% and airport charges will be maintained.

These variations are accompanied by the maintenance of pensions , the SMI and the salary of public employees , waiting for the investiture and to constitute a new Executive with full functions, after which the salary of officials will rise by 2%, to what can be added another 0.3% for additional funds; while pensions will be revalued by 0.9%, together with a further increase in the SMI yet to be determined. The CPI closed 2019 at 0.8%.

The train becomes more expensive

As for the trains, Renfe raises the price of the tickets of all his trains. The AVE and Long Distance become more expensive by 1.10% and those of conventional Commuter and Medium Distance (regional), 1%. In the case of the Avant , the regional trains that run on AVE lines, the single ticket will rise by 1.2%, although the 'multi-route vouchers' will remain unchanged.

The public railway company will put into service next April 6 the AVLO, the new 'low cost' AVE, which will start at the Madrid-Barcelona AVE with tickets priced between 10 and 60 euros, and 5 euros for children under 14 years old However, it will charge supplements for different services such as the second suitcase, the choice of place or the 'wifi'.

Highway tolls

On the other hand, the average toll of the state highway network will rise 0.84%, except in the case of the Madrid radio stations and the other five 'rescued' routes managed by the Ministry of Development , which will not have price variation . In addition, the Circunvalación de Alicante will apply bonuses and will have free tranches as long as some works are finished.

In contrast, the AP-9 Ferrol-Tui will rise 2.69% and the AP-6 Villalba (Madrid) -Adanero (Ávila) , which includes the Guadarrama tunnel , will do 1.69%, in both cases to compensate the companies that manage them for the works carried out on the roads.

Airport taxes

The applicable Aena airport fees will drop 1.4% from March 2020, as reported by the National Commission for Markets and Competition (CNMC) .

The Airport Regulation Document (DORA) for 2017-2021, regulatory framework that sets the tariff path, contemplates a reduction of 11% in Aena's rates and guarantees that they cannot be uploaded until 2025 by opening the door, in any case, to new ones downs.

To this is added, the reduction of around 12% in air navigation rates in 2019, included in the Enaire Flight Plan 2020 , which will compensate for the increase in air traffic higher than expected.

On the other hand, the subsidy of the price of air and sea transport tickets of residents in non-peninsular territories is maintained at 75%.

Banks

On the other hand, several financial institutions have already advanced an increase in customer commissions for the new fiscal year, so that conditions will be tightened for customers who open a free account.

Specifically, Santander will charge customers for its 1,2,3 accounts and charge nine euros per month for the Day-to-Day account; BBVA will increase maintenance fees from 60 to 100 euros per year, except in cases of a monthly periodic income of at least 600 euros and have five direct debits. For their part, Sabadell and Bankia have also modified their commission exemption program to link customers more.

As for the Euribor , it closes December at -0.263%, historical low, and experts believe that it will continue in 'red' throughout 2020 as the expectations of a rapid rate hike by the ECB have moved away. This will mean that variable rate mortgages will remain at very low levels, although entities have already protected themselves by increasing the contracting of fixed rate mortgages.

Telephony: is maintained

Regarding telecommunications, this year the operators have not announced increases for the beginning of the year, although some have already made increases in 2019, which could be repeated in the coming months.

In principle, the main operators ( Telefónica , Vodafone , Orange and MásMóvil ) will keep the prices of the line quota for the new year.

Energy and gas

In the case of electricity, the regulated part of the receipt (which represents around 41% of the invoice) will be extended by 2020 for the sixth consecutive year, so that the evolution of the invoice will depend on the behavior of the wholesale market, known as pool , which affects just over a third of the receipt.

However, given that the toll competitions for transport and electricity distribution have been transferred to Competition , these could drop by an average of 5.6%, depending on the draft of the circular by which the calculation methodology is established, that would have a downward impact on the receipt. It will also keep 25% of the receipt corresponding to VAT and Electricity Tax , although the remaining 35% relative to consumption will depend on the pool .

In 2020, the modification of the pricing system in the new electricity tariff will take effect, which will vary according to the time, according to the day of the week and depending on the geographical location.

Meanwhile, the Last Resort Rate (TUR) of natural gas will fall from January 1 on average 4% compared to the last quarter of this year, thus resuming the declines after remaining the last two quarters of this frozen 2018.

For its part, the price of the butane bottle stands at 12.74 euros, after having risen 4.86% in November, so we will have to wait in the middle of the month to see if it becomes more expensive.

New taxes and housing

In the tax chapter, the new Government will resume some of the agreed measures for the failed 2019 Budgets , such as the increase in income tax for very high incomes and a minimum tax of 15% on Companies .

Likewise, the VAT on feminine hygiene products will be reduced from 10% to 4% and veterinary services from 21% to 10%, and Google and Tobin fees will come to light, as well as the new diesel tax to match that of gasoline and other 'green' taxes.

In terms of housing, the forecasts point to a rise in prices both in the purchase and in rent. Fotocasa figures the increase by 3%, Moody's at 5.5% and Servihabitat places it at 4.8%, with a 4% increase in sales. Pisos.com estimates that the cost of acquiring a home will be between 2% and 4% higher, and the cost of renting between 4% and 6% higher.

In addition, the Government has approved the updating coefficients of the cadastral values ​​for 2020, which will involve 1,092 municipalities, which will have an upward effect on the Property Tax (IBI) in 1,005 municipalities and declines in 87. It will grow in 16 capitals of province and will fall by three.

Seals

Finally, the postmark to send letters and postcards standardized and weighing up to 20 grams to national destinations will rise 8.33%, so it will cost 0.65 euros. The stamps to send letters and postcards to European countries (including Greenland) are 3.57% more expensive, reaching its price at 1.45 euros, and those of other destinations, 3.3% (1.55 euros) .

In the case of shipments of packages to national destinations, Correos will raise its price an average of 1.34%, an increase that more than doubles that of 0.88% applied at the beginning of 2019.

According to the criteria of The Trust Project

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