<Anchor>

Kwon Ae-ri, a friendly economy reporter. Reporter Kwon, Year-end Tax Settlement Tips That Make You Money Today (10th) Did you prepare the second order?

<Reporter>

Yes. First, just a week ago, I saw how credit and debit cards would be best for me. Sorry for not seeing you last Tuesday, but you can check back online. (▶ [Eco-friendly economy] unconditional check card? How to take the year-end settlement income deduction)

Today I'm going to look at the items that haven't been talked about last week, as well as items with duplicate deductions and items that can't be deducted.

It's only a few days away, but I hope you spend it this year thinking about it. First, let's look at the items that cannot be deducted from card income. You cannot deduct new car income.

So when you buy a new car, you do not need to buy the year-end settlement. Buying a car for a year will not be included in this year's income deduction.

If you buy a car with a credit card, you could get cashbacks or other points offered by the card companies, but you bought it with a check card to double your deductions at the end of the year. You can't deduct it anyway.

However, if you buy a used car, you can receive an income deduction up to 10% of the car price. Utilities such as communication and apartment management are not eligible for income deductions.

But there are a lot of micropayment forts on cell phones. This will be classified separately from the communication fee in the amount of the card used on the IRS website. It will be included in the amount deductible. Usually you don't have to worry about it.

However, a lot of these days, there are mobile gift certificates, gifticons, etc. This is a deduction for the person who actually uses the mobile voucher. It is not deducted from me as a gift.

<Anchor>

So what are the items that you need to worry about which are deducted from the card and deducted a lot?

<Reporter>

Yes. If you do not plan to spend money, but you are planning to spend, considering the year-end settlement is a good item to adjust the time to spend a little at the beginning of the year.

What are the items that can be deducted at the same time as the tax deduction, the medical expenses, and education expenses shown at the moment? It's possible.

You can get back up to 450,000 won only with the tax credit. No money is spent on study papers or cultural center classes.

Secondary school students will also be deducted from school uniforms and gym uniforms. This is a limit of up to half a million won per person.
Except for medical expenses, these items do not appear on the IRS website. That's why there are many people who just pass the card deduction, and the tax credit that you receive is more salty. Because it's cutting taxes straight away.

If I have already spent some money this year, ask the user to bring a receipt for the year-end settlement. If you can spend some money by allocating the seasons. In consideration of the year-end settlement, it is recommended to choose a time that is favorable to me during the year-end and beginning of the year.

The year-end settlement that you can receive early next year is only for the money you spend until December of this year.

<Anchor>

Do you just have to trust the IRS homepage? Or should I take care of it?

<Reporter>

Most of them do not float. Among medical expenses, it's quite a lot and it's applicable to many people.

It is the cost of buying glasses and lenses. It's only in the amount of the card, and it's not stated separately.

Glasses and lenses are expensive, and vision correction equipment is a constant item, especially for children, because their vision changes constantly.

Don't forget to bring your deduction receipt to the optician who says 'eye correction'. If your family has bad eyes, it's a good idea to plan and distribute your annual purchase.

Eyeglasses and lenses can be deducted from medical expenses up to 500,000 won per person per year. The cost of buying or renting a hearing aid or wheelchair may also be available on the IRS website. You have to take this too.

There is another item that has been added to medical expenses since this year, so that you can receive both credit and medical tax credits. It is the use of postpartum care center.

If you earn less than 70 million won per year or earn less than 60 million won from your business, you can get up to 2 million won in card deductions as well as medical deductions.