In a year, insurers have discovered around 82 million euros in insurance fraud. A total of 12,879 insurance fraud cases were recorded, compared to 11,540 cases in 2017, the Center for Combating Insurance Crime (CBV) reports Wednesday.
Despite the increase in the number of people who ran into the lamp, fewer unnecessary premiums were discovered. In 2017, all insurance fraud was good for a record amount of 101 million euros.
"Every Dutch family pays on average tens of euros too much premium per year through insurance fraud," said the CBV.
It is the first time that the CBV has also published figures on fraud with business insurance. In 2018, 2,500 possible fraud cases by entrepreneurs were investigated, with 595 proofs that fraud had indeed been committed. Examples of such fraud cases are staged robberies or burglaries and setting one's own property on fire.
In conversation with the NOS , a CBV spokesperson said that people sometimes go very far in their attempts to scam insurers. An example is a dentist who amputated his finger to get a disability benefit. His insurer was told that it had happened due to an accident.
According to the CBV, it is impossible to know how much fraud is actually committed. "There are also fraud cases that are unlikely to be investigated."