<Anchor>

Friendly economy, Kwon Ae-ri reporter. Reporter Kwon, There are a lot of people who are planning to go abroad right now or have children who have studied abroad.

<Reporter>

Yes, it seems that there are a lot of people who can't explain that demand. The Bank of Korea announces the flow of monthly deposits of how much money our people are making with foreign money.

It also includes the money of foreigners and foreign companies, because it includes only companies that live in Korea for more than six months or register and operate businesses in Korea. You can look at these statistics every month.

But last month, when we saw the latest trends, personal deposits accounted for a record high among foreign money, especially dollars and US money.

22% of US dollars deposited in Korea are now owned by individuals, not corporations. This is the highest record for the second month since August.

It used to be a company that exports and imports, or the dollar before. The average person makes deposits in dollars.

Then in recent years it has grown steadily. Compared to seven years ago when the Bank of Korea began to publish these statistics, the proportion of individuals in domestic dollar deposits has more than doubled.

If you look into the situation more narrowly in the last three years and look intensively, the proportion of the individual has increased and decreased, and it continues to increase as you see this year.

<Anchor>

Do people with money invest in dollars? Why does this increase the proportion of individuals?

<Reporter>

There are many reasons, but today (22nd) is focused on the needs of individuals, which is quite big.

The Bank of Korea analyzed that last month, especially in the last month, 'the dollar's exchange rate was greatly affected by the purchase of the dollar'.

To tell you what I'm talking about, in August, the US dollar suddenly became more expensive than ours.

You have to pay over 1,200 won to buy a dollar. Then, in September, it stabilized a little, and Won regained strength enough to buy a dollar in the late 1,190 won.

But if the dollar is going to be very expensive in August, it will be more expensive in the future. When the dollar is a little cheap in September, many individuals buy it in mind that it will be expensive again.

In particular, one-third of the dollar deposits increased in September were private. In a word, the dollar rises further, and there are not a lot of people who think the dollar is advantageous.

Even before August, the dollar became more metallurgical than last year, so from the spring, the number of individuals collecting dollars was gradually increasing.

Of course, there are so many rich people, but nowadays, there are so many foreign currency deposits and dollar bank accounts that banks can easily join.

The average person is more familiar with foreign currency savings than before, and it seems that foreign currency deposits have a slightly higher interest rate than ordinary time deposits.

<Anchor>

Is it called exchange rate technology, so-called currency technology? Do you think you're doing that, based on bank savings?

<Reporter>

I can't say just that. Dollars, travel plans that Anchor talked about earlier, if you have someone in your family to go to study, or if you have a place to spend, it's a good idea to buy them in small increments.

There are bank accounts in foreign banks, but let's add a little bit. It's better to watch it carefully.

The exchange rate is not only difficult for experts to predict, but it is also hard to make short-term profits, but in the long run.

Unless it's a financial crisis, it's normal to say that the relative value of our money and the dollar is usually moving in a kind of box called the box.

Even if there's a bit of rocking, we'll make that box again soon. And now the dollar is already pretty much up. But President Trump wants to get the dollar down anyway.

Of course, if the U.S. doesn't lower or cut rates at the end of this month, the dollar could go higher for the time being if it ends this year.

In addition, depending on the economy, the dollar may become stronger sooner or later, but in the long run, there will be a lot of pressure to pull it down. And every time you exchange money, you can't ignore it.

If you suddenly need a dollar and the exchange rate is high, it's a little bit upsetting. But I will make money at the exchange rate. It's hard to recommend it to a person.