A new platform, the Debt Guide, should make it easier for people to gain insight into their current debt position. Citizens can log in with their DigiD to view seizures.
Anyone who logs into the system does not yet see a complete overview of the debts. The system currently only includes the seizures of bailiffs that have been imposed by third parties, such as seized on wages or pensions. The batter-free foot can also be found, the capacity on which no seizure can be made.
In 2020, the information in the Debt Guide will be expanded to include all information about debts that are known to bailiffs. In the long term, the platform hopes to be able to add the Central Judicial Collection Agency, the Tax Authorities, the UWV and the Dutch municipalities to the overview. Collection agencies are also not yet included in the database.
"We started looking differently at debts," says a spokesperson for the Debt Guide. "It used to be more: those who burn their buttocks have to sit on the blisters. But now we see more and more that it is not always the fault of the person involved that people go under in the debt system."
Also insight for debt counselors
The Debt Guide must change that. Citizens can authorize their debt counselors to view the information so that they too can gain insight into the financial position and debts of their clients. Court bailiffs can also see in which situations collection processes make no sense.
During the development of the Debt Guide much attention was paid to user-friendliness and comprehensibility of the online portal.
There is great interest on the morning of the introduction of the platform. Around five hundred people try to log in every minute, which makes the system a bit slower, according to the spokesperson.
The Schuldenwijzer is an initiative of the Royal Professional Association of Bailiffs (KBvG) and the Network of Bailiffs Network (SNG).