INTERVIEW
Renting a home has never been as expensive as in 2019. According to the SeLoger rent barometer, rents have increased by an average of 2.5% in France in 2019, compared to last year. Europe 1 Thursday morning. They will have cost on average, in 2019, 18 euros more than last year. Guest on Europe 1 Thursday morning, Pierre Madec, economist at the OFCE-Sciences Po and specialist in the French capital market, detailed this study.
"To stay in 50 m² in Paris, you must earn more than 5,000 euros per month"
"What is shocking is the level of rents in Paris.Living in a 50m2 is at least twice as expensive in Paris than in any other city in France.It is quite disturbing," said the Economist. Especially that the wages of the Parisians do not follow that of the rents. "This city has become inaccessible for a whole bunch of households." We already knew about home ownership, which requires salary levels corresponding to that of the 5 to 6% of the richest French households. that the private rental market was a little preserved since since the early 90s there was still a form of rent control in Paris, "he added. Except that today to "lodge in 50m2 in Paris, you must earn more than 5,000 euros per month".
However, this increase does not only concern Paris since the North is the West of France is also affected. Rents rose by 6.6% in Lille and 6.4% in Nantes. How to explain it? "We are on territories that are very attractive and then the rents were lower in these cities in average compared to other French cities such as Lyon, Marseille or Paris.It must be watched closely, it should not be that the rental market of Lille or Bordeaux becomes also inaccessible for a number of people from the middle class.
"Either we control the rents, or we produce more social housing"
According to this study, the average rent in France today is 723 euros including charges. "This also raises the question of the place of social housing in France.We hear that social housing is only there to house the poorest households but a number of households, which are not poor, can not access the At this time, the HLM park is a little abused so we produce less social housing, which also contributes to the exclusion mechanisms of some households in the city centers. "
Pierre Madec proposes two solutions to try to fight against this general rise in rents. "First of all, it is possible to act on the prices and therefore on the rents, either we control the rents, or we produce more social housing, affordable housing and therefore we propose cheaper rents". Then, it is also possible "to play on the income of the tenants". "Budgetary efforts have been made on personal housing aids, it can be said that in the short term, it is very difficult to lower rents and therefore we will rather help households to pay their rent. not exactly the path that is taken, but it's a possible path. "
Faced with this explosion of prices on the private rental market, it may be more interesting to buy, if the banks agree to lend. "A bank can lend to a couple in Smic and CDI, for example, but if you earn two Smic, so about 2600 euros, we will have a monthly repayment capacity of about 700/800 euros. With this sum, we are not going to buy an apartment, so all of this contributes to the fact that the modest households, the lower middle classes are excluded from the city centers, and beforehand they were told that they could not buy but that 'They could rent, except that today it is not even possible to rent on the private rental market, so there are not many options left.'