According to analyst Johan Krantz, the Crown Prosecutor's Office there are several reasons why the number of indebted persons has decreased:

- We have had a strong economy, we have had many who have had debt relief and for example, the TV fee has disappeared as one of the debts of the Kronofogden, says Johan Krantz analyst at the Kronofogdemyndighet.

At the turn of the year 2019-2020, there were 397,161 persons registered with Kronofogden with debt. This is 16,751 fewer than last year and the lowest figure in 28 years.

Interest expense drives up the debts of the indebted

But there is butter in the beaker. The total debt continues to increase, from SEK 81.5 billion in 2018 to SEK 82.7 billion in 2019. Part of the increase is due to the fact that a few people have received very large debts during the year.

- The trend is clear, those who already have debts find it difficult to pay their bills and when they cannot pay, the debts grow continuously because of interest rates, says Johan Krantz.

Storm clouds

There are also clouds of concern on the horizon:

- We go from a period where we had a very strong economy to a period where the economy is weakening. And historically this usually leads to more people getting debts, says Johan Krantz.

According to statistics, men are overrepresented at Kronofogden, 67 percent of all debtors are men.

- You can generally say that men are more at risk in certain financial decisions. Men may run companies to a greater extent and thus take greater credit risks, says Johan Krantz, an analyst with the Crown Magistrate.