The number of consultations about “I can't pay my mortgage” surged 6:30 on April 29th due to the impact of the new Corona
People who lost their income due to the effect of the new coronavirus have been consulting with related organizations one after another that they cannot afford a mortgage. The Housing Finance Agency has begun to take measures such as extending the repayment period and reducing the monthly repayment amount.
Increasing numbers of people are becoming unstable due to the spread of new coronavirus infections, which is leading companies to dismiss employees and reduce working hours.
According to the Japan Housing Finance Agency, which deals with mortgages, the number of consultations about payments was about 20 in February this year, but the number increased to about 200 last month and about 1200 this month.
Specifically, he urgently appealed that he could not pay the loan as planned, saying "I want you to wait for about a month to pay for this month", "I want to cancel the repayment with the bonus because I am worried that my income will decrease in the future." It means that there is much content.
A lot of inquiries have been made to companies in Tokyo who are consulting on mortgages, and some are considering selling homes because they do not have a prospect of payment.
The Japan Housing Finance Agency has begun to take measures such as extending the repayment period up to 15 years and reducing the monthly repayment for people whose income has decreased due to the deterioration of work performance at their workplace. It is possible that things will happen. ”
A man who is considering selling his house "Considering current income ..."
Some people are considering selling their homes because they have no prospect of paying a mortgage.
A 30-year-old man who lives in a house in Yokohama with his family decides to buy a used home for about 30 million yen three years ago and pay back a monthly loan for 35 years.
The man works for a cell phone dealer and his salary was about 300,000 yen a month.
The repayment amount of the loan is more than 100,000 yen every month, and until now there was no delay in repayment, but due to the new coronavirus, the business hours of the store where I work are shortened. He says his salary has dropped significantly.
Now I am thinking of selling my house and moving to a rented room.
"I don't want to let go of it as much as I can because it has a family and a home that I love, but it's a tough situation considering my current income," he said.
“The mortgage loan is a fixed cost that must be paid every month, so if income declines, you will hit your household budget. If that happens, you may fall into multiple debts, so first of all, I would like you to openly consult with the financial institutions that have loans. "