The Central Bank assessed the impact of the digital ruble on lending

It is noted that "there will be no funding deficit in the banking sector."

“As a result, the ability of banks to issue long-term loans will not be affected by the very fact of the overflow of a part of deposits into the digital ruble.

In this case, the cost of funding will become market value.

Funding, which banks previously received at market rates, will not disappear anywhere, "RIA Novosti reports.

The note says that "the process of forming the cost of loans will not change."

“In the conditions of competition between banks and unchanged money market interest rates, loans should not become more expensive,” the text says.

Earlier, the head of the department of corporate finance and corporate governance of the Financial University under the Russian government, Konstantin Ordov, in an interview with FBA "Economics Today" assessed the prospects for creating a digital ruble.