Loan balance reached record high, sharply affected by the new Corona 10:09 on August 11

Private banks and credit unions have reached a record high of 572 trillion yen last month (July), with loans to companies affected by the new coronavirus rapidly increasing. I am.

According to the “lending and deposit trends” announced by the Bank of Japan today (11th), the balance of loans to private banks and credit unions for corporations and individuals nationwide compared to 572 trillion 7058 billion yen on average for the past month. Is the highest since 2000 possible.

It was 6.3% higher than the same month last year, and the rate of increase reached a record high.

Financial institutions are increasing lending to companies and sole proprietors whose cash flow is getting tight due to the new coronavirus, and since May this time, they have begun to provide real, interest-free and unsecured loans in line with the government's economic measures. I will.

The Bank of Japan said, “There has been an increase in real and interest-free and unsecured loans to small and medium-sized enterprises. The pace is expected to gradually slow, but it is expected to increase for the time being.”

Due to the spread of infection and the refraining from going out, many SMEs have not returned to their original sales levels, so financial institutions are likely to continue to face the challenge of financing.

On the other hand, the balance of deposits in private banks, receiving a uniform cash benefit of 100,000 yen, averaged 786,012.3 billion yen in the last month, 8.3% higher than the same month last year, and the increase rate is the highest ever. It was