Starting today (13th), emergency funds will be available as a card, so if you pay wisely, you can receive more benefits from the card company.

If you combine the tips suggested by Shinhan, Samsung, KB Kookmin, Hyundai, Lotte, Woori, and Hana Card, it is better to make payments in industries or merchants that can benefit from the emergency disaster support funds, which are treated the same as regular card payments.

For example, if you pay for more than 10,000 won, if you have an industry or merchant that discounts 5% or accumulates a certain percentage as points, you can receive the same benefits as an emergency disaster relief fund.

If you give a discount, only the discounted amount will be deducted.

In other words, even if you paid 10,000 won, the actual deduction would be 9,500 won, a 5% discount from 10,000 won.

Since emergency disaster support money is recognized as a card payment performance, it is a way to maximize the consumption effect by dividing the card and paying if there are multiple cards that require benefits to be filled in the previous month.

The emergency fund is not a specific card, but a card company, so if a customer requests to receive an emergency fund with a card company, the emergency card can be used with all the cards in the card.

However, depending on the card product, if the discount is applied, the card may not be accepted.

Emergency Disaster Grants can only be used in areas where the head of household lives.

The place of use is based on the use of child care coupons.

Child care coupons can be used unless it is a separately restricted business.

Restricted businesses are department stores, large marts, entertainment establishments, large consumer electronics stores, leisure and meandering businesses, precious metals, tax and utility bills, insurance payments, deferred transportation charges, administrative expenses, and communication fees.

In the case of businesses such as eating out, coffee, and bakery, it can be used in franchisee-run franchisees, but the use of direct stores in the head office may be restricted.

If you are an affiliated store that can use emergency funds, you can immediately check whether the funds are used or not, as the funds are given priority over normal payments and a notification message of the funds used is sent.

Kookmin Card and Lotte Card provide 'Finding Merchant' services in mobile applications.

If you receive several types of government grants, they will take precedence over the shortest period of validity.

For example, Gyeonggi-do Basic Disaster Income → Government Emergency Disaster Assistance → Child Dolphin Coupon.

Card companies do not send links to Internet addresses via text message regarding disaster assistance funds, so if you receive a text message with an Internet address, it is likely that it is a financial fraud, so you should not click on it.

An official from a credit card company said, "After receiving a letter from the credit card company that you have applied for, you can use your support money."