The number of online loan platforms dropped to one, and Guangzhou Online Loan should win awards from relevant offices and individuals
It is reported that among the megacities in the country in 2019, Guangzhou is the only city with a thunder-free platform without online loans throughout the year.
Beijing News (Reporter Huang Xinyu) On May 9, the official website of the Guangzhou Financial Supervision Bureau showed that the municipal government office and the municipal government office announced that they had made outstanding contributions to the security maintenance of the "70th anniversary of the founding of New China". And individuals, the three supervision offices of Guangzhou Financial Supervision Bureau and Chen Long are among them. According to the disclosure, the Guangzhou Mutual Gold Remediation Office and the Internet Loan Response Office, which were established by the three supervision offices, have increased their remediation efforts, which has reduced the number of online loan platforms in the jurisdiction from 50 at the beginning of the year (see Figure 1). .
According to the introduction of the Guangzhou Financial Supervision Bureau, the three divisions of supervision mainly bear the heavy responsibilities of “three offices and one special”, that is, Guangzhou Mutual Gold Remediation Office, Online Loan Response Office, Non-Affair Office, and local financial field anti-crime and other special work. Under its leadership, special groups such as the Bureau for Stability, Anti-Black and Evil, and P2P Risk Disposal have been established in succession; at the same time, the Guangzhou Financial Supervision Bureau's three supervision departments have implemented measures to ensure that Guangzhou is established in the 19th National Congress of the Party and New China.70 For important key nodes such as the anniversary of Daqing, no major group incidents and large-scale petitions caused by public financial disputes have occurred.
It is understood that under the leadership of the three supervision offices of the Guangzhou Financial Supervision Bureau, the “Guangzhou Internet Loan Risk Response Leading Group Working Office” (ie, the Internet Loan Response Office) was established, and the country ’s first online loan risk alert was issued to clarify the needs of lenders before lending. Conduct due diligence and take risks at your own risk to further clarify the rights and responsibilities of both borrowers and lenders; implement classified disposals and step up rectification efforts to reduce the number of online loan platforms in the jurisdiction from 50 at the beginning of the year to 1, the balance of borrowing on the operating platforms, and the number of investors 1. The number of borrowers has dropped significantly, and industry risks have been effectively mitigated.
In addition, according to the introduction of the Guangzhou Financial Supervision Bureau, in order to maintain Guangzhou's financial security and stability, the three supervision offices of the Guangzhou Financial Supervision Bureau in 2019 dealt with 12345 (hotline), letters and visits and other transfers involving the collection of "headcut interest", usury, violent collection, etc. About 1,000 complaints were reported for illegal financial activities or online loan disputes, and more than 600 person-time consultations were received on site to assist the complainants in their rights consultation with illegal loan lenders to recover more than 1 million yuan in economic losses.
As an individual, Chen Long is mainly engaged in the special rectification of Internet financial risks and related security maintenance and stability work, promotes the improvement of the online loan risk treatment mechanism, promotes the clearing of online loan risks, and makes outstanding contributions to the safe and stable operation of Guangzhou ’s finance. It is understood that Chen Long served as the chief of the local financial development department of the bureau in 2018.
On April 24, the Mutual Financial Remediation Leading Group and the Online Loan Remediation Leading Group jointly held a video and teleconference on the special remediation of Internet finance and online lending risks. According to the meeting, since 2019, the risks of Internet finance and other Internet finance sectors across the country have continued to converge, and various work has achieved substantial results. As of March 31, 2020, there were actually 139 online lending institutions operating in the country, a decrease of 86% from the beginning of 2019; the balance of loans decreased by 75%; the number of lenders fell by 80%; and the number of borrowers fell by 62%. The number of institutions, the scale of loans and the number of participants have declined for 21 consecutive months. Since the start of the rectification work, a total of nearly 5,000 institutions have withdrawn.
At the same time, the meeting affirmed the work of various departments and localities over the past year. The meeting pointed out that all departments and localities reasonably grasp the timing and pace of rectification, strengthen the linkage between the top and bottom, be brave to take responsibility, take active actions, categorize and implement policies, and insist on the withdrawal of institutions as the general direction of rectification work. The risk situation in the field of Internet finance and online lending has fundamentally improved.