Lending to banks and shinkin banks The spread of infection was also normal last month on April 10 at 11:45
As the spread of the new coronavirus poses a challenge for corporate financing, lending by private banks and shinkin banks last month increased by 2% compared to the same period last year, and growth has been at an average yearly level. Was.
According to the Bank of Japan, the average loan balance of 367 private banks and shinkin banks nationwide to corporations and individuals last month was 546.2487 trillion yen, an increase of 2% compared to the same period last year.
The growth rate of lending during this period was around 2% every year, including 2.5% last year, and there was no significant change.
The Bank of Japan believes this was due to the lack of large-volume lending to large corporations last month.
There is a government funding support scheme for small and medium-sized enterprises that can receive loans from private financial institutions, as guaranteed by the credit guarantee associations in each region.
According to the Bank of Japan, banks and shinkin banks are receiving a lot of consultations on funding such as these systems, and we believe that lending may increase further from this month.