INTERVIEW
According to information from Europe 1, the limit for contactless payment may soon drop from 30 to 50 euros to limit the risk of transmission of the coronavirus when paying for purchases. Guest of Europe 1, Thursday, the director of the MoneyVox.fr site Maxime Chipoy considers that this way of paying is "the best way" to avoid the transmission of germs.
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"Merchant payment terminals are affected by tens, even hundreds of people a day. This is therefore a big risk of transmission," said this specialist in consumer protection in the financial sector.
"Very low" risk of theft
While banks will have to decide early next week if this increase in the ceiling is technically viable, the risk is now "very low" to have their card stolen, according to Maxime Chipoy: "Social distancing means that when a person gets closer than a meter from you, you start to be wary. " In all cases, "if you have your card stolen, European regulations mean that you are 100% protected on the amounts that will be used with the stolen card".
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What will happen once the peak of the epidemic is crossed and the virus is less dangerous for the population as a whole? "It's a safe bet that it stays at 50 euros after the coronavirus, the maximum that European regulations allow. It was the logic since the adoption of contactless payment: the authorities wanted to start with small amounts. had been 20 euros at first, then 30 euros (in October 2017, editor's note). Seeing that it did not support any additional fraud, the authorities pushed the banks to pass to 50 euros ", which could be definitively recorded next week.