<Anchor>

Reporter Kwon Aeri, a friendly economist, is on Tuesday. Reporter Kwon, today (7th), this is a story about a young person's real estate policy loan, but has this benefit been strengthened recently?

<Reporter>

Yes, no matter how low the interest rate period, but if you actually try to get a loan, the worse the conditions are, the harder it is to borrow money and the lower the interest rate.

Now is the time for young people who have to start and settle down in social life, especially when they are worried.

If you are looking at the news of the children who need to be independent and if you are watching the news of parents who are struggling with housing or those around you, it would be good to let them know.

First of all, with the low interest rates for social elementary students and young people, the age at which loans for loans can be borrowed has greatly increased, and interest rates have also decreased.

It is a system called a chartered fund for youths, which comes out of the housing subsidies, and this was originally a loan that can only be received by the age of 24.

However, the next month, the subjects will increase from the 8th, exactly one month to the age of 34. There is a limit to the income and the rented rentals.

The annual income should be less than 50 million won, and the charter deposit should be less than 70 million won, and loans from 1.8 to 2.4% interest up to 50 million won.

And interest rates have increased for those 24 years old, who were originally eligible for this loan. They lend up to 35 million won, but the interest is between 1.2 and 1.8%.

There is now a range between these low interest rates, and this is the lower the rate, the lower the income depending on the income level. And if there are more conditions for each of them, preferential interest rates can be added.

<Anchor>

Unfortunately, I don't think my age is right, so where can I go to apply for these products?

<Reporter>

In the portal search box, there is a housing subsidy site that comes out immediately when you type 'fund e-dendon'. It is useful to know here.

This is a place where you can look through all the various policy loan products prepared by the government and find out what suits you.

Or you can just go to the banks that you are showing on the screen and ask that you want to receive 'all-you-can-eat braces'.

However, the new conditions that were just announced before the 8th of next month have not changed on this site.

They were still guided by the existing conditions. It's still a little higher than this. So even if you go now, don't be confused by the conditions presented here, and I hope you will remember on May 8.

Housing plans are usually set in advance, so if you are qualified as we introduced today, you should make a plan and apply on time. You can browse through other youth policy loan products on this site.

Of these, you can also decide which combination will be the most advantageous for you, but it is also popular with all young adults until the age of 34.

If you guide me, I have to go to a small or medium-sized company, but this is also the case when I started a business with a guarantee on the start-up of the places I show on the screen.

The annual income is up to 35 million won, married couples are eligible for up to 50 million won, and interest is paid at 1.2% up to 100 million won for the entire house with a size of 200 million won.

Even if you have good credit in the 1st financial sector, interest in loans from around the world is around 2.6%, but less than half.

Last year, 96,000 people took an average of 75 million won using this. If it is a condition, it is a wasteful product without knowing this.

<Anchor>

I think so. And I kept talking about the charter, but there aren't many young people who live in rent, so what other benefits are there?

<Reporter>

Yes, this is especially true when the annual income is less than 20 million won, which is especially worth watching for students who are just leaving home or beginners.

There are also deposits of up to 50 million won, with deposits of up to 35 million won and monthly rent of 400,000 won per month.

Today, among the young people, mainly the premarital, social life young people who are just starting out are going to change the policy loan set to be aware of.

Policy directions for preparing for a low birth rate society are often concentrated on newlyweds or newlyweds. I've introduced you often even in a friendly economy, but I'll point out this once and for all when I get a chance.