<Anchor>

Friday's friendly economy, Kwon Ae-ri reporter. Reporter Kwon, as the government announced yesterday (20th) announced the 19th real estate measures for the government.

<Reporter>

Yes. One of the things that came out a lot after the 12/16 plan was the balloon effect into the metropolitan area. It is strongly regulated in Seoul that the increase in house prices can spread quickly.

It's only been a couple of months, and the real estate surge in some areas of the metropolitan area is not real.

As you can see, the rise in apartment prices in Seoul is quickly stabilizing. Although it hasn't fallen yet, the weekly rate has fallen to 0.01%. It's almost congested.

In the same period, however, the rate of increase in apartment prices in Gyeonggi-do began to soar. Besides, this is an average game.
In fact, there was a great rise in the so-called Suwon, Yongin, Seongnam, Odongpyeong Osan, Dongtan, and Pyeongtaek, where many stories of fortifications were spoken.

It's a real estate, but its weekly rate rose by 2%. That's 2% of the average village, with a 500 million won house rising 10 million won in a week. There are few office workers who earn 10 million won a month.

For the first time in Dongtan, 34-square-foot apartments were sold for one billion won at the end of last month.

Today's government's real estate measures include the designation of three additional Suwon Yeongtong, Gwangju, Jangan-gu, Anyang-gu, Manan-gu, and Uiwang-si as the target areas for adjustment.

In fact, it's tweezers. To pick and hit. Most prominently raised areas.

Yeongtong-gu, an area that has good development, such as building a transportation network, has risen an average of 8.3% since the 12/16 measure.

<Anchor>

What are the restrictions on being a regulated area?

<Reporter>

Loan regulation is the most prominent. The measures included strengthening the existing lending regulations for the areas to be adjusted in addition to the application of tweezers in the metropolitan area.

So this time, not only the newly designated areas, but also all the adjusted areas. Reduce the mortgage rate from the adjusted region to 60%.

So if you want to buy a 500 million won house, you can't borrow more than half 250 million of the house. You can actually borrow less than 250 million dollars. No other debt at all.

Furthermore, we decided to differentiate mortgage rates by housing prices. In the adjusted area, houses with a market value of more than 900 million won will not be able to borrow more than 30% of the house price. By this month, the loan limit will be reduced to half of the LTV standard.

The price of a house in the middle of the apartments in Seoul has now exceeded 900 million won. And the metropolitan area is home to this price range. In fact, there are a number of homes that will be covered in this area.

From next month. Business owners outside of the rental or sale business can no longer secure mortgages to buy a house. And even within the region to be adjusted, so far, there has been a difference in the period of pre-sale restrictions.

In the future, resale restrictions will be extended to the date of registration of ownership transfer anywhere in the reconciled area. In a word, you can't resell your home in the area you're adjusting.

Starting next month, if you buy more than 300 million homes in the reconciled area, you will have a detailed funding plan.

If you have to report in detail how you got the money to buy a house and you are uncertain, the government's investigation can begin.

<Anchor>

And reporter Kwon once said that our real estate measures are like a mole catching game.

<Reporter>

Yes. It is true that measures for 12/16 are alleviating the rise in Seoul house prices. But what's happening here?

When the pre-sale capped tweezers were applied, the balloon effect appeared in other popular areas of Seoul, which eventually expanded and increased the intensity of regulations aimed at Seoul.

So this time, we apply tweezers to Gyeonggi-do's most urgent area, but other popular areas of Gyeonggi-do that are not included in this time, for example, Ansan, Siheung, Hwaseong, and Daejeon, where house prices have risen since last year, have already risen and continue to rise.

Is there a balloon effect in these areas, and is there any countermeasures coming out of these areas, or in fact, if the price of a certain area has already skyrocketed, then the measures follow the areas one by one?

The government has vowed to make a strong will to pay for the house several times.