Giving 1000 yen if you quit paper passbook Major banks cut costs on January 24 16:03
A major bank has begun giving 1,000 yen to users who have switched from a paper passbook to a digital passbook that can be viewed on a smartphone. With the low interest rates and severe business environment, we aim to encourage the switchover and reduce the bank passbook maintenance costs for paper passbooks.
This initiative was initiated by Bank of Mitsubishi UFJ. When the depositor switches from a paper passbook to a digital passbook that allows the user to view balances and statements on a smartphone or the like, 1000 yen will be transferred to the account only for 100,000 people. At the head office in Chiyoda-ku, Tokyo, a staff member stuck a sticker on an ATM / ATM machine calling for a switch to a digital passbook on the 24th.
Approximately 90% of individual depositors at this bank have a paper passbook, but in addition to stamp tax of 200 yen per account per year, paper and printing costs are required, and the cost is borne by the bank side That is.
In the midst of low interest rates and the difficult business environment, we call for a switch to reduce the burden, but we will continue to issue paper passbooks in the future if we wish to take care of the elderly. Senior Researcher Takahiro Komiyama said, "We would like to pursue initiatives that have advantages for both customers and banks in the current era."
There is a growing trend among financial institutions to increase the use of Internet transactions and reduce costs, such as by raising transfer fees at tellers and ATMs.